Become an Informed Investor
Having Good Knowledge of Investment Actions
In depth analysis of the stocks in my portfolio / watch list
Wellcall Holdings Bhd WELLCAL FYE22Q4
Higher revenue to be offset by temporary cost pressures. Revenue growth - +13%
YoY, FYE2021: MYR157.0M ➡️ FYE2022: MYR176.7M. Margin compression: FYE2020-Q4: 41.6% ➡️ FYE2022-Q4: 36.0%.
Thong Guan Industries Berhad TGUAN FYE22Q3
Solid growth with margin compression and high capex expected for expansion. Revenue growth - +20.6%
YoY, FYE2021-9M: MYR 886.3M ➡️ FYE2022-9M: MYR 1,068.8M. Quarterly gross margin decline to 14.03%.
Public Bank Berhad PBBANK FYE22Q3
Top-notch profitability and remarkably healthy asset quality. Recorded FYE22Q3: MYR 2,387.4m, +7.7%
QoQ from FYE22Q2: MYR 2,217.6 from interest income and higher return +14.8%
QoQ from non-interest income.
Power Root Berhad PWROOT FYE23Q2
Strong revenue growth, steady margins and generous >50%
dividend payout. Revenue growth - +55%
YoY, FYE2022-6M: MYR 155.51M ➡️ FYE2023-6M: MYR 240.87M. CROIC >5%
Malayan Banking Berhad MAYBANK FYE22Q3
Above par earnings, but mediocre profitability and relatively high-risk loan portfolio. Improved profitability due to higher earnings (+17%
YoY) and lower allowances (-25%
YoY). MAYBANK is expected to end 2022 fiscal year strong.
Padini Holdings Bhd PADINI FYE23Q1
Strong rebound despite supply chain issues and inflation. Revenue growth +365.8%
YoY, FYE2021-Q1: MYR 81.4M ➡️ FYE2022-Q1: MYR 379.1M; MYR 1,319.1M in FYE2022, +28.1%
YoY. ROIC of PADINI recovered from FYE2020: 7%, FYE2021: 5.7% ➡️ FYE2022: 12.5%
Everything you need for becoming an Informed Investor
Why Having 3 Financial Statements?
You will learn why we need 3 financial statements. Once a company exceeds a certain level of complexity, we cannot use a simple income statement, but must also use Balance Sheet and Cash Flow Statement to capture everything.
Introduction to the Three Financial Statements
Financial Statements show us where a company’s money (cash flow) came from, where it went, and where it is now. They provide very meaningful information for investors. And information is the investor’s best tool when it comes to investing wisely.
Items Affect Company’s Cash Flow
Wonder why must we adjust some cash/non-cash items in Cash Flow from Operations? Why do some cash inflows and outflows appear in the Cash Flow Statement, but not in the Income Statement? Here are the answers.
Creative Accounting and Warning Signs
You will learn the key elements of financial statement analysis to ask the right questions to really get under the skin and identify the real risks facing companies and investors in these challenging times.
Business Combinations and Investments
We will use a fictitious retail shop to illustrate the impact to the financial statements when the shop completely acquires a cafe, invests in other business and acquires majority shares of another business.
Commercial banks are very different from normal companies. You will learn a methodology to access banks' performance: Funding and Liquidity
, Asset Quality
, Capitalisation and Leverage
, Earnings and Profitability
Advanced Accounting Items
You will learn some advanced accounting items, such as hedging, non-controlling interests, financial instruments, contract accounting, etc.
Test your knowledge
Test your knowledge of financial statements with given scenarios from beginner to advanced level.
New Releases / Updates
New releases and updates of articles in the guides
Decipher capital adequacy ratios
A bank must always maintain a certain amount of regulatory capital based on the bank’s equity for unexpected loss. You will learn the key concepts of Numerator and Denominator of the capital adequacy ratios.
How do commercial banks raise cash and how quickly?
Banks add value and earn money from their lending (Assets) and depositing (Liabilities) activities. So, banks must ensure adequate liquidity to match their liabilities. You will learn how banks raise cash.
Basel Framework in Layman Terms
A set of international banking regulations designed to promote financial stability by establishing minimum capital requirements, risk management standards, and supervisory guidelines for banks.
Share Based Payments Explained
Share-based payments are a way for companies to compensate their employees with company ownership. Learn the impact of Share-based payments to financial statements.